1. Real Estate
Rental Properties: Residential or commercial properties that generate monthly rental income. Real Estate Investment Trusts (REITs): Publicly traded companies that pay dividends from real estate income. Short-Term Rentals: Airbnbs or vacation properties with high turnover and premium pricing.
2. Dividend-Paying Stocks
Blue-Chip Stocks: Established companies like Coca-Cola or Johnson & Johnson have reliable dividends. Dividend Aristocrats: Companies that have increased dividends for 25+ consecutive years. Preferred Stocks: Often offer higher, fixed dividends.
3. Fixed-Income Investments
Bonds: Government or corporate bonds that pay interest periodically. Municipal Bonds: Tax-advantaged income for higher earners. Bond ETFs: Provide diversified bond exposure and regular payouts.
4. Business Ownership
Profitable Small Businesses: Operated or passively managed. Franchise Ownership: Cash flow from brand-driven businesses. Silent Partnerships: You invest; someone else operates.
5. Digital & Intellectual Property
Royalties: From books, music, patents, or software. Online Courses / Ebooks: Passive sales on platforms like Udemy or Amazon. Subscription Websites / SaaS: Recurring revenue from users.
6. Equipment Leasing
Vending Machines, ATMs: Generate cash flow from user transactions. Construction or Medical Equipment: Lease to operators or clinics.
7. Peer-to-Peer Lending / Notes
P2P Platforms: Lend to individuals and earn interest (e.g., LendingClub). Mortgage Notes: You hold the note and collect payments like a bank.
8. Farmland / Timberland
Leased Farmland: Regular payments from farmers. Timberland: Generates income from timber harvests.